Purchase

First Time Homebuyers

Buying your first home can be an overwhelming experience. Our team is dedicated to making this experience one that you’ll wonder why you didn’t do it sooner. All of our Mortgage Professionals are Accredited and hold the designation awarded by CAAMP. We will help with the pre-approval process from the initial application to the closing process with the lawyer. We’ll also introduce you to all those needed in the process to ensure your first home purchase is a comfortable one.

RRSP Homebuyers Plan

Did you know that as a first time homebuyer, you are entitles to withdraw from an RRSP plan to assist with your down payment and closing costs. Canada Revenue Agency will allow you to withdraw up to $25,000 from your RRSP, and you have 15 years to pay it back without tax implications. And if you have owned a home but it has been 5 years since doing so – you too can use your RRSP’s under the same plan. We will work with you in determining if this is a route you can take.

Free Down Payment

We have access to lenders who have a program that will provide the down payment for you. So if you only have some of it – we can arrange the rest ! We will assess your personal situation to determine your eligibility for this program. Call us today to get started.

Refinance

Whether planning to renovate your home, consolidating high interest debts or to invest in rental properties, we have several refinance programs that will fit your needs. Call us today to discuss your options.

Commercial Leasing

From a fork to a backhoe, we have affordable leasing solutions for business owners to furnish a new restaurant or obtain a piece of equipment to help their business grow – contact ACME Leasing via email leasing@acmefinancial.com or call 709-738-2263 for more information.

Debt Repositioning

Things often happen that can bring your credit into a negative light. We have solutions to help restart it. Contact us to learn more – info@acmefinancial.com